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Why Private Medical Insurance?

In Family, Healthcare, Individual by Paul Connolly

While UK residents can take advantage of the National Health Service (NHS), which is free at the point of use, there are times when individuals and families feel the need to safeguard their health with additional protection products. One such protection product is Private Medical Insurance (PMI), also referred to as health insurance, but what is it, why do you …

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Millennials Most Likely To Be Absent Over Christmas (But Not Because Of Hangovers)

In Business, Employee Benefits, Industry News by Paul Connolly

While Christmas is usually associated with love, happiness and presents, research suggests it’s a time of year when a significant number of employees struggle to cope and take unplanned absence from work as a result. As the pressures of juggling family, health and care demands, as well as work commitments increases over the festive period, so too does the number …

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How To Setup Your Mental Health First Aid Training For Success

In Employee Benefits, Health and Wellness, Mental Health by Paul Connolly

British businesses are training record numbers of workplace “mental health first aiders” in an attempt to address the sharp rise in employees experiencing mental distress, figures show. But while it’s definitely a step in the right direction, organisations shouldn’t see such initiatives as silver bullets in the ongoing fight to reduce mental health issues in the workplace. [Related reading: A …

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Group Income Protection: Providing Benefits For Both Employers & Employees

In Business, Group Income Protection, Protection by Paul Connolly

Employee sickness absence is an inevitable part of running a business. After all, everyone feels under the weather from time to time and the best remedy is to simply have a day off. But what about more serious illnesses that require extended periods away from work? The impact they can have on both the employee and employer can be hugely …

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5 Steps For Creating A Workplace Wellbeing Strategy

In Business, Employee Benefits, Health and Wellness by Paul Connolly

According to the independent review into workplace mental health commissioned by the prime minister and led by Lord Dennis Stevenson and Paul Farmer, Thriving at Work, poor mental health costs UK businesses between £33 billion and £42 billion a year. These figures are made up of absenteeism cost (£8 billion), presenteeism cost (£17 billion to £26 billion) and staff turnover …

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Mental Health At Work: Do You Know Your Responsibilities As An Employer?

In Business, Employee Benefits, Mental Health by Paul Connolly

Under the Equality Act 2010, employers have a legal responsibility to ensure that people with disabilities are not discriminated against in the workplace. Now a person is considered disabled under the act if they have a physical or mental impairment that has a “substantial” and “long-term” negative effect on their normal day-to-day activities. A mental health issue is classed as …

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A Short Guide To Company Health Insurance

In Business, Healthcare, Insurance by Paul Connolly

Unfortunately, employees get sick and experience injuries from time to time. For employers, it’s an inevitable part of running a business. But if staff illness and injury are not handled correctly, they can be very costly. On average, health-related absenteeism and presenteeism cause employers to lose 35.6 working days annually per employee. This absence equates to a staggering £61 billion …

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UK Renters Under-Protected & Need To Consider Protection As Much As Home Owners

In Family, Individual, Protection by Paul Connolly

According to Office for National Statistics data, the number of households in the UK Private Rented Sector (PRS) has risen from 2.8 million in 2007 to 4.5 million in 2017 – an increase of 63%. Furthermore, it’s younger people who are more likely to rent, with the 25 to 34 years age group making up the largest proportion (35%). But …

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People Increasingly Turning To Dr Google For Mental Health Help

In Employee Benefits, Mental Health, Protection by Paul Connolly

The number of online searches for mental health-related terms has risen dramatically over the past four years, new figures reveal. According to the analysis from RedArc, more and more people are turning to ‘Dr Google’ for help when they are suffering from poor mental health, a reality that highlights the important role search engines and online content play in supporting …

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A Quarter Of Young People Worry About Supporting Their Parents

In Healthcare, Industry News, Protection by Paul Connolly

Despite a significant proportion (62%) of millennials needing to rely on their parents to help them get on the property ladder, a quarter worry about supporting their ageing parents financially in the future, research has found. Bank of mum and dad becoming more generous According to Legal & General’s Bank Of Mum and Dad (BoMaD) research for 2019, family and …