View Post

Younger People With Dementia Face Financial Worries & Lack Of Support

In Family, Healthcare, Insurance by Stephen Ellis

While dementia is a condition that typically tends to affect people over the age of 65, it is not unheard of for it to impact younger individuals too, with early onset of the disease sometimes beginning when people are in their 30s, 40s and 50s. But, unfortunately, there is less funding and support available for younger people with dementia, and …

View Post

UK Renters Failing To Secure Suitable Financial Cover

In Family, Insurance, Protection by Stephen Ellis

People who rent a house are significantly less likely to have life insurance and critical illness cover than homeowners, a study has found. According to the research by Sainsbury’s Bank, only a quarter (26%) of tenants are likely to have a suitable life insurance or critical illness policy. This compares to almost half (41%) of homeowners. The ironic part is …

View Post

Death In Service Vs. Personal Life Cover: Which One Is Right For You?

In Business, Employee Benefits, Insurance by Paul Howell

We often get asked by clients what the difference is between death in service (also known as group life cover) and personal life insurance. As such, here’s what you need to know about the difference between the two: What is death in service? Death in service is an employee benefit sometimes provided by employers that is designed to pay a …

View Post

PMI Most Desired Benefit For Employees – Study Finds

In Employee Benefits, Individual, Insurance by Paul Connolly

A new survey has revealed that a significant proportion of employees want Private Medical Insurance (PMI) added to their workplace benefits programme. According to the poll by employee services business Personal Group, four in 10 (40%) employees indicated that they would like to see PMI offered as part of their benefits package, making it the most desired benefit. Discounted gym …

View Post

Do You Have Prediabetes? Would You Even Know?

In Individual, Industry News, Insurance by Tom McGuinness

You’ve almost certainly heard of type 2 diabetes. Unfortunately, it’s a condition that is dramatically on the rise in the UK. In fact, according to Diabetes UK, 90% of all people diagnosed with diabetes have the type 2 form. Moreover, it is estimated that there are nearly one million people who have the condition but don’t know because they haven’t …

View Post

Festive Drone Chaos At Gatwick Highlights Why Having Suitable Travel Insurance Is So Important

In Industry News, Insurance, Travel by Tom McGuinness

The recent chaos involving a drone at Gatwick airport caused some 1,000 flights to be cancelled and ruined the travel plans of around 140,000 passengers. But while the drone incident was unprecedented in its nature, it highlights how even the best-laid plans can be severely interrupted by totally unexpected circumstances. It is a situation that also highlights why having travel …

View Post

Would Incentives Encourage You To Do More Physical Activity?

In Family, Individual, Industry News, Insurance by Paul Connolly

Could the shared-value insurance model and wearable fitness gadgets have a profound impact on people in the UK’s physical activity levels? A ground-breaking new study from an independent research institute suggests they might. According to RAND Europe’s latest Incentives and Physical Activity report – the largest of its kind based on verified data – using Vitality Activity Rewards combined with …

View Post

Why Vaping Is Having Such An Impact On Insurance Underwriting

In Industry News, Insurance, Protection by Tom McGuinness

The UK is regarded as one of the most “vape-friendly” countries in the world, having embraced the e-cigarette trend as a much safer alternative to smoking. Indeed, according to new figures from anti-smoking charity Action on Smoking and Health (ASH), an estimated 3.2 million in Britain now use e-cigarettes or vapes. Among those who vape, more than half (60%) have …