You’ve almost certainly heard of type 2 diabetes. Unfortunately, it’s a condition that is dramatically on the rise in the UK. In fact, according to Diabetes UK, 90% of all people diagnosed with diabetes have the type 2 form. Moreover, it is estimated that there are nearly one million people who have the condition but don’t know because they haven’t …
Is Selling Your Life Insurance Policy Right For You?
Did you know that you can sell a life insurance policy you hold (providing you meet the criteria) and release a lump sum amount of cash? If you didn’t, we are here to tell you a little more about the process and help you decide if selling your life insurance policy is the right decision for you. What Is A …
Festive Drone Chaos At Gatwick Highlights Why Having Suitable Travel Insurance Is So Important
The recent chaos involving a drone at Gatwick airport caused some 1,000 flights to be cancelled and ruined the travel plans of around 140,000 passengers. But while the drone incident was unprecedented in its nature, it highlights how even the best-laid plans can be severely interrupted by totally unexpected circumstances. It is a situation that also highlights why having travel …
Would Incentives Encourage You To Do More Physical Activity?
Could the shared-value insurance model and wearable fitness gadgets have a profound impact on people in the UK’s physical activity levels? A ground-breaking new study from an independent research institute suggests they might. According to RAND Europe’s latest Incentives and Physical Activity report – the largest of its kind based on verified data – using Vitality Activity Rewards combined with …
Why Vaping Is Having Such An Impact On Insurance Underwriting
The UK is regarded as one of the most “vape-friendly” countries in the world, having embraced the e-cigarette trend as a much safer alternative to smoking. Indeed, according to new figures from anti-smoking charity Action on Smoking and Health (ASH), an estimated 3.2 million in Britain now use e-cigarettes or vapes. Among those who vape, more than half (60%) have …
Is Protecting Your Phone More Important Than Protecting Your Family?
Do you automatically take out insurance every time you buy a new mobile phone? What about your pets – are they insured too? If you answered ‘yes’ to either of those questions, then you already know about the importance of insurance for safeguarding your possessions and furry friends. But what about protection for your family? Do you have a safety …
Critical Illnesses Cost UK Economy Over £15bn A Year
Critical illnesses cost the UK economy more than £15 billion a year, and some of those affected still suffer significant long-term consequences even after they’ve returned to work, according to new research. Legal & General’s Cost of Critical Illness report shows that cancer, strokes, Multiple Sclerosis (MS) and coronary heart disease are the four most prevalent critical illnesses in the …
What Is The Real Cost Of Getting Medical Treatment Abroad?
One in 10 British holidaymakers does not secure suitable travel insurance before venturing abroad, a decision that leaves them at risk of facing potentially astronomical medical bills should they become unwell or injure themselves, says Moneysupermarket. In fact, when you consider that one in 10 Brits requires medical treatment while holidaying abroad, it’s actually quite a significant risk many holidaymakers …
5 Reasons To Buy Insurance Through A Protection Intermediary
If you were suddenly unable to work due to an illness or injury, how would you pay your bills and put food on the table? How about if you passed away? Would your family be able to survive the financial fallout associated with losing your income and paying for your funeral? While the above are “what-if” scenarios, they are still …
Choosing The Right Life Insurance Cover
Few people like talking about dying. Unfortunately, it’s a subject that needs to be discussed at times. After all, it’s something that’s going to happen to all of us someday… And while we can’t predict the future, we can prepare for it and lessen the burden that will fall on our loved ones when we die. One of the biggest …
Diabetics More Than 10x More Likely To Die From Alcoholism, Suicide, Study Finds
While the physical health problems associated with diabetes – such as an increased risk of developing cardiovascular disease, cancer and kidney disorders – are well understood and publicised, the psychological impact is often neglected. But now a new study has uncovered some startling findings, which will hopefully see the mental implications of living with diabetes get more attention going forward. …
Debunking 6 Common Cancer Myths & Misconceptions
The World Health Organisation’s International Agency for Research on Cancer has just released a new report and it makes for pretty grim reading. That’s because said report predicts there will be 18.1 million new cancer cases and 9.6 million people will lose their lives to the disease this year. Furthermore, by the end of the century, cancer will be the …