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It’s Not Nice, but People Need to Talk About Death (and Life Cover)

In Family, Individual, Industry News, Insurance by PCH Staff

It’s perhaps one of the biggest taboo subjects there is, but that doesn’t mean we shouldn’t talk about death. After all, we’re all going to die someday, so much better to have some plans in place when we do than leaving our families woefully unprepared for the financial impact it will inevitably have. Nevertheless, a recently published study has found …

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Think Insurance Companies Never Pay Out? Think Again…

In In The Press, Industry News, Insurance, Protection by PCH Staff

There’s long been a myth attached to insurance companies that says they rarely pay out when people really need them. And it’s caused people to be sceptical about taking out insurance policies to say the least. Couple this myth with the fact that many people assume that the state will provide for them if the family breadwinner can no longer …

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Parents Risk Financial Security by Overlooking Protection

In Family, In The Press, Insurance, Protection by PCH Staff

According to recently released research, 40% of parents with children under the age of 18 do not have any form of life insurance, or critical illness in place. The research from Sainsbury’s Bank Life Insurance, (provided by Legal & General), further highlights the worrying protection gap that is emerging for families in the UK. If one parent can no longer …

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Don’t Overestimate the Cost of Life Cover – It’s Not as Expensive as You Think

In In The Press, Industry News, Insurance by PCH Staff

A new survey from SunLife shows that people in the UK overestimate the cost of life insurance by a staggering 394% on average. Furthermore, 47% of those people surveyed admitted that they had no idea how much life cover costs. The nationally representative poll of 1,011 people aged between 18 and 65, which was conducted online by Critical Research, also …

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Will the State Support Me If I Am Sick?

In In The Press, Individual, Insurance, Protection by PCH Staff

According to research recently released by ACE Group, there is growing concern amongst the UK population over the potential financial impact of critical illness and, more specifically, whether reduced financial support from the state for those affected will be enough to get by. Over 70% of the 2,500 people surveyed by ACE highlighted that they are worried about the financial …

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Evidence Shows That Holidaying in the Sun Can Sometimes Come Back to Haunt You

In Individual, Insurance, Protection, Travel by PCH Staff

According to a leading cancer charity, the boom of package holidays in the sun that started in the 1960s has led to a massive rise in people over 65 developing skin cancer. New research conducted by Cancer Research UK shows that people in the UK over 65 are around seven times more likely to suffer from malignant melanoma compared to …

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NHS Budget Faces Funding Gap Which Could Affect Cancer Patients

In In The Press, Industry News, Insurance by PCH Staff

The UK government’s plans to reduce the country’s deficit have meant that many public services have seen their budgets slashed or frozen over the last 12 months. One area where this is particularly evident is the NHS, whose budget for 2015 has been set at around £100 billion – protected from cuts but increased only by the rate of inflation. …

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Income Protection: The Must-have Insurance

In In The Press, Insurance, Protection by PCH Staff

Income Protection is often seen as a luxury item by individuals and an unnecessary expenditure by employers. However, we suggest that this is the most important single insurance for everybody to consider. Without it how can a person look after themselves or their family if they can’t work due to sickness or an accident? This article proves that none of …

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If Your Circumstances Change There’s a Strong Likelihood That Your Insurance Protection Should Too

In Family, In The Press, Insurance, Protection by PCH Staff

It’s undeniable that our lives are constantly changing – sometimes for better, sometimes for worse. But as our lives and situations change, so should our financial safeguards. After all, they are the measures that we have put in place to ultimately protect ourselves, our families, our homes and our lifestyles in the event of uncertain circumstances arising. However, quite worryingly, …