Choosing Your Medical Insurance : Part 2

In In The Press by PCH Staff

In this article we will discuss in a little more detail the process that sits behind our recommendation of private medical insurance (PMI) plans for our clients. In part one we ran through the underlying issue of why the price of a PMI plan is an important factor but more importantly some of the key issues around how the benefits …

Repatriation Cover for International PMI Clients

In In The Press by PCH Staff

International Private Medical Insurance or ‘iPMI’ is a subject that I have discussed here in previous articles. As you might imagine when you travel to live or work outside of the United Kingdom a major concern will almost always be safeguarding the health and well being of yourself and your family and regardless of whether the cover is paid for …

Ex Simplyhealth Head of Distribution Joins PMI Broker

In In The Press by PCH Staff

Claire Ginnelly joins Premier Choice Group Claire Ginnelly, former head of distribution at Simplyhealth, has joined health insurance intermediary firm Premier Choice Group. Until December last year, Ginnelly (pictured) was head of distribution at private medical insurance (PMI) and cash plan provider Simplyhealth, managing the former Groupama Healthcare key account management team following Simplyhealth’s acquisition of Groupama’s PMI business in …

International Private Medical Insurance (iPMI)

In In The Press by PCH Staff

Living and working overseas is a challenge that many UK citizens take up every year. It can also be an enormous upheaval on many levels. For our clients, giving support for their health and well-being in the shape of International Private Medical Insurance (iPMI) is a vital part of the services we offer. At home in Britain, regardless of whether …

Underwriting Myths

In In The Press by PCH Staff

Filling in forms, we all hate it, but one of the most vital parts of the process of setting up an insurance plan is underwriting and unfortunately this involves completing a paper or on-line application. So what is underwriting? In a nutshell it is the process by which an insurer establishes the risk a prospective policy holder presents to them …

When You Really Need Life & Protection Insurance Cover

In In The Press by PCH Staff

During all of our personal and work lives there are key events that trigger the need for consideration of life, health and protection insurance cover. Let’s examine a series of important life stages and see where an insurance protection policy review might be useful. Starting Work – leaving University or other education/training as you begin your career you’ll often be presented …

Two Sides of the Same Personal Protection Coin

In In The Press by PCH Staff

Income protection (IP) and Private Medical Insurance (PMI) are two important insurance protection products. However, many clients (and indeed insurance advisers) will only consider one of these products at any one time. This is probably due to the prospective costs of buying two plans instead of one but also ignores how well these two subtly different products can work together …

Nothing Says I Love You Like… Life or Critical Illness Cover

In In The Press by PCH Staff

There’s always something to look forward to whether it’s a birthday, Christmas or just the fact that it’s nearly Friday! When it comes down to it, there are so many little celebrations always on the horizon, it’s easy to put off things that aren’t as much fun. With things like bank balances, interest rates and maintaining a healthy lifestyle, it’s perfectly …

Why Should You Buy a Protection Policy?

In In The Press by PCH Staff

In this article we aim to dispel those frequent misconceptions that make people think they just don’t need protecting. It is a fact that there is a massive disparity between the amount of life and protection insurance people in the UK currently have versus the amount they actually need or should have. This so called ‘protection gap’, the amount of …

The Romans, Christmas & Ancient Life Insurance

In In The Press by PCH Staff

As well as being an important Christian festival many people often aren’t aware that the Christmas celebrations (still held around the mid-winter solstice) were partly based on an ancient Roman religious holiday (called the Saturnalia Festival). This riotous holiday which included parties to which slaves and masters sometimes attended together, the giving and receiving of gifts and various religious observations …