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Presenteeism Rife As Vast Majority Of Sick Staff Don’t Take Time Off

In Business, Industry News, Protection by Stephen Ellis

A whopping 88% of employees went to work while they were sick in 2017, a new poll has revealed. The survey of 1,001 workers by Canada Life Group Insurance found that 47% did not take a single sick day last year and that’s not simply because they weren’t sick. In fact, despite feeling unwell, 53% of employees felt their sickness …

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Cost Is The Main Barrier For Consumers Buying Protection

In Individual, Industry News, Insurance, Protection by Stephen Ellis

When it comes to protection insurance, the number one reason why people in the UK do not take out cover is that they believe it will cost them too much. That’s one of the key findings from Royal London’s latest State of the Protection Nation report. But can you really put a price on your health and financial security? According …

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Nine in 10 Brits At Risk Of Financial Hardship Should Serious Illness Strike

In Family, Individual, Industry News, Protection by Tom Pullinger

A huge proportion of people in the UK would suffer financial hardship if they were to be struck down with a serious illness, research from Scottish Widows shows. A staggering nine in 10 Brits do not have a critical illness policy, despite the fact that more than a fifth (21%) admit their household wouldn’t survive financially if they were unable …

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Gig Workers & Temps Get Fewer Health Protections Than Their Permanent Colleagues

In Business, Industry News, Protection by PCH Staff

Gig economy workers, temporary workers, part-time workers and those on zero-hours contracts enjoy fewer health and wellbeing protections than their permanent, full-time counterparts. That’s the key message to come out of a recently published survey by the Institution of Occupational Safety and Health (IOSH). According to the survey conducted by market research company Opinium, which polled some 500 non-permanent workers …

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A Quarter of UK Family Businesses Would Close Immediately If the Owner Died or Became Critically Ill

In Business, Family, Industry News, Insurance, Protection by PCH Staff

An alarming number of family businesses across the UK are putting themselves at increased risk of failure by not having safeguards in place should certain critical events occur, a new survey has found. According to Legal & General’s “State of the Nation’s SMEs” research – which polled over 800 small businesses – just 42% of family businesses in the UK …

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Income Protection Gaps Are a Stark Global Issue

In Family, Individual, Industry News, Protection by PCH Staff

The income protection gap in both the UK and around the world is worrying and needs addressing, according to a new report from Zurich. Produced in partnership with Smith School – University of Oxford, the Zurich report, entitled “Embracing the income protection gaps challenge: options and solutions,” sets out recommendations for tackling gaps in income and putting financial safety nets …

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Majority of Brits Put Their Partner’s Health Ahead of Their Own Wellbeing

In Family, Individual, Industry News, Protection by PCH Staff

Millions of Brits are putting their own wellbeing at risk because they worry too much about the health of their partners, new research has found. In fact, three in four of the 2,000 adults surveyed for the Bupa Health Clinics poll said they worry about their partner’s physical health, while one in three admitted to regularly (yet unsuccessfully) pleading with …

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Startling Number of ‘Gig Workers’ Have No Financial Protection

In Industry News, Protection by PCH Staff

Millions of Brits today are employed in what are known as “gig jobs”. This term is used to describe workers who are often independent contractors or freelancers, and are paid for each “gig” they do – instead of by the hour/day. It’s a setup that both employers and individuals like because of the flexibility it affords. However, many such workers …

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Uninsured Women Leaving Their Families Just Seven Months Away from Financial Hardship

In Family, Industry News, Protection by PCH Staff

Some women are leaving their families in potentially uncertain positions financially because of their lack of financial protection, new research has shown. According to the survey from Scottish Widows, more than three-quarters (76%) of women say their families would struggle to cope with everyday chores and household expenses if they fell ill or passed away. In fact, these women indicated …

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Two-thirds of Child CI Claims in Last Decade Were for Cancer, Parents Urged to Check Policies

In Family, Industry News, Protection by PCH Staff

New data released by protection provider Aegon shows that more than two-thirds (67%) of its child critical illness (CI) claims over the past 10 years were for cancer. During the past decade, 30% of childhood cancer claims received by Aegon were for brain tumours, 25% were for Leukaemia and the remainder were for other forms of cancer. In 2016 alone, …